27 Reasons Why Your Car Insurance Is So High

Personal and Social Factors

Location

Where you live can play a big role in how much you pay for car insurance.

Living in a place where car insurance repairs are more expensive or where there is a high likelihood of theft and vandalism also increases the cost of coverage. Additionally, living in a location prone to severe weather—such as flooding or hail—can contribute to higher car insurance rates.

Whether or not you live in a rural or urban area can also impact how much you pay for car insurance. That’s because the chances of