Tip: Take a Defensive Driving Course

Tip: Take a Defensive Driving Course. Take a Defensive Driving Course

How much you can save: $200 a year

Some insurance companies will allow you to take a safe-driving course to get a discount, although you’ll have to take it again every few years to keep the discount active. In Texas and Louisiana, for example, where insurance can cost more than $2000 per year, motorists can receive a 10 percent discount after taking a state-approved defensive driving course. (The course costs about $25 and can be taken online.) Many other states have similar programs, although prices vary widely.

Tips to save money on your homeowners insurance

Raise your deductible A deductible is the amount of money that you are responsible for paying toward an insured loss. The higher your deductible, the more money you can save on your premium, so if you can pay above the minimum $500 or $1,000 deductible, for example, you may reduce the cost of your homeowners […]

How Landlords Can Benefit from Requiring Renters Insurance

Renters insurance, typically seen as a safeguard for tenants, holds significant advantages for landlords as well. Surprisingly, by mandating renters insurance, landlords enhance their property protection while minimizing potential liabilities. Despite its numerous advantages, only a meager 37% of renters opt for insurance coverage, prompting many landlords to make it a requirement. Here’s a comprehensive look at why and how landlords can integrate renters insurance into their leasing agreements.

Another client saved over $300 off their auto insurance.

Call 832-586-7212 today to get a free quote.

Another client saved over $400 on their car insurance…

Another client saved over $400 on their car insurance by switching to one of our insurance carriers. We shop our 40 insurance companies to find you the most savings.

Call or text 832-586-7212 or DM me to get a free quote. 9 am – 6pm Mon – Fri

27 Reasons Why Your Car Insurance Is So High

Personal and Social Factors

Location

Where you live can play a big role in how much you pay for car insurance.

Living in a place where car insurance repairs are more expensive or where there is a high likelihood of theft and vandalism also increases the cost of coverage. Additionally, living in a location prone to severe weather—such as flooding or hail—can contribute to higher car insurance rates.

Whether or not you live in a rural or urban area can also impact how much you pay for car insurance. That’s because the chances of

FAQ: Do I have to have auto insurance?

Do I have to have auto insurance?

Texas law says you must show proof that you can pay for accidents that you cause. Most people do this by buying auto liability insurance. Liability insurance pays for the other driver’s repairs and medical bills. If you still owe money on your car, your lender will require you to have collision and comprehensive coverage to pay for damage to your car. Some auto dealers will repossess your vehicle if your auto insurance policy is canceled.

We shop our 40 insurance companies to find you the most savings.

Call or text me at 832-586-7212 or DM me to get a free quote. 9 am – 6pm Mon – Fri

FAQ: What could happen if I don’t have auto insurance?

hat could happen if I don’t have auto insurance?

The police officer who pulls you over will likely give you a ticket. Then the court could fine you up to $350. If it happens again, you could be fined up to $1,000 and have your driver’s license suspended.

We shop our 40 insurance companies to find you the most savings.

Call or text 832-586-7212 or DM me to get a free quote. 9 am – 6pm Mon – Fri

FAQ: Will I get a refund if I cancel my auto insurance policy early?

Will I get a refund if I cancel my auto insurance policy early? Yes. If either you or the company cancels your policy, the company must give you a refund for the remaining months. So if you paid a full year of premiums and you cancel after one month, you’ll get 11 months’ worth of […]

FAQ: Will my auto insurance company drop me if I get in a wreck?

Will my auto insurance company drop me if I get in a wreck?

Companies probably won’t drop you after the first wreck. But if you get in a lot of accidents or get a lot of tickets, you might be charged more. If you’ve had tickets or accidents and are trying to buy insurance, some companies might not sell you a policy.

If a company turns you down, contact us at 832-586-7212.

FAQ: Will my policy pay if someone steals things out of my car?

Will my policy pay if someone steals things out of my car? Your auto policy won’t. However, your homeowners’ or renters’ policy might pay if you have one of those policies. If you live with your parents, their homeowners or renters policy might cover the things in your car. If you don’t know if your […]

FAQ: How does the insurance company decide if my car should be totaled?

If the cost to repair your car is close to or more than its current value, the company will probably decide to total it. This means that, instead of paying to fix your car, the company will pay you the car’s value. Call or text 832-586-7212 or DM to get a free audit or quote. […]

FAQ: A tree fell in my yard. Will my homeowners policy pay for tree removal?

Did a tree fall in your yard and now you’re wondering if your homeowners policy will pay for removal? You might be surprised to learn that many policies provide coverage for storm damage, but only if the fallen tree or limb caused damage to your property or blocked your driveway. If the fallen tree is just in your yard, you may not be covered. Reach out to your agent or insurance company to ask about your specific policy. And while you’re at it, why not get a free insurance audit or quote? Contact us today!

FAQ: My neighbor’s tree fell on my house. Will my neighbor´s homeowners insurance policy pay for the damage and tree removal?

Did your neighbor’s tree fall on your house? Don’t assume their homeowners insurance will cover the damage and removal costs. In most cases, acts of nature are not covered. But don’t worry, we’ve got you covered. Our team shops 40 insurance companies to find the best coverage and savings for you. Contact us to request a free insurance audit or quote. We’re available from 9am to 9pm, Monday to Saturday. Take action and protect your home today.

Don’t drive a lot? You could cut your auto insurance rate in half by moving to a Pay-per-mile policy where you pay for the miles you drive plus a low monthly base rate.

Looking for a way to cut down your auto insurance rates? If you don’t drive a lot, we have the perfect solution for you. Switch to our Pay-per-mile policy and pay only for the miles you drive plus a low monthly base rate. You could cut your auto insurance rate in half! One of our satisfied clients drove 500 miles this month and only paid a total of $54 including a base rate of $29 and 500 miles at $0.05 per mile. Intrigued? Click on the link to get a quote today and start saving!

Ways to Save Money on Gas and Improve Your Fuel Economy

Whether your vehicle is a small economy car or a large SUV, everyone can benefit from improving their fuel economy. If you’re concerned with saving the environment by reducing the amount of fuel you use or just want to make filling up your tank a bit easier on your wallet, read on to learn more […]

If You Drive Under 10,000 Miles a Year, Report Your Mileage

How much you can save: About $100 – $800 a year “Most insurance companies include annual mileage in their pricing methodology, and lowering your miles can save you money,” says Douglas Heller, director of insurance with the Consumer Federation of America. For instance, if you’re driving less because of a change in your job location, […]

How to save money on your homeowners insurance

How to save money on your homeowners insurance Raise your deductible A deductible is the amount of money that you are responsible for paying toward an insured loss. The higher your deductible, the more money you can save on your premium, so if you can pay above the minimum $500 or $1,000 deductible, for example, […]

6 Benefits Of Excess And Surplus Lines Insurance For Real Estate Investors

6 Benefits Of Excess And Surplus Lines Insurance For Real Estate Investors   Tailored Coverage Real estate investments can vary widely in terms of size, type, and risk exposure. Excess and surplus lines insurance can be tailored to fit the specific needs of individual investors or property portfolios. Whether you own commercial properties, residential rentals, […]

What Happens If You Get a Speeding or Parking Ticket in Another State

For many drivers who travel for work or go on vacation frequently, out-of-state travel can involve dealing with different laws and speed limits, inconvenient or unusual parking scenarios and the threat of receiving a speeding or parking ticket. If You Get a Speeding or Parking Ticket in Another State, What Happens? For many drivers who […]